DEBT COLLECTION
The debt recovery process requires more skill than simply calling a debtor repeatedly and hoping the harassment will motivate them to pay. These days, many debtors do not feel the obligation to pay their debts, and they know that there are few real consequences for avoiding payment until a summons is served on them.Some imagine debt collection as simply telephone calls and sending letters of demand to a debtor, but these initial correspondences serve a more important purpose: they “place the debtor in mora”, an essential first step to commencing litigation proceedings.